The Peruvian financial system relies on an
affirmed on Wednesday.
According to the official, the SBS
publishes —every six months— the results of stress tests performed on the financial system, which are quantitative assessments of their resistance to hypothetical scenarios.
Within this framework, she indicated that —under the scenario of severe stress— the financial system's average capital ratio would stand at 12.7%, well above the regulatory minimum (10%).
Stress tests consider hypothetical scenarios of lower private and public investment, slowdown in domestic demand, lower external demand, falling commodity prices, and higher exchange volatility, among others.
Remarks were made during her presentation before Congress' Commission of Economy, Banking, Finance, and Financial Intelligence to which she explained the SBS's functions and the supervision it exercises on the sector.